Lied to About Transferring Credits? We May Know the Only Solution.

Misled About Credit Transfers? Many students discover too late that credits from for-profit colleges don’t transfer to other schools or advanced degree programs. If this happened to you, Borrower Defense to Repayment offers a solution, providing loan forgiveness and relief from Predatory Student Loans.

The Government Accountability Office (GAO) estimates that students lose about 43% of their transfer credits, which is roughly 13 credits or a semester's worth. 

Student transfer is a national problem. According to the National Student Clearinghouse Research Center, 38% of all college students will transfer at least once before completing a bachelor’s degree. However, transferring continues to be a costly, inefficient, and wasteful process.

Transfer Credits: Supporting Student Mobility in Higher Education

Common Credit Transfer Misrepresentations

1. Regional Accreditation Claims: Many for-profit colleges claim their credits are widely accepted, even by advanced master’s and doctoral programs. However, most regionally accredited schools reject these credits.
2. Deceptive Marketing Practices and Aggressive Sales Tactics: Schools often imply partnerships with reputable universities, misleading students into believing their credits will transfer seamlessly. They also use high-pressure enrollment strategies to downplay or avoid discussing credit transfer issues.
3. Failure to Disclose: Some institutions omit critical information about the limitations of their accreditation, leaving students blindsided when they attempt to transfer.
4. Outdated Curriculums: Credits from programs with outdated or non-standard curriculums are frequently not accepted by other institutions.
5. Unclear Articulation Agreements: Schools may claim to have articulation agreements with other institutions, but these agreements are often limited in scope or nonexistent.

Do Community College Credits Transfer to a Four-Year Degree?

Impact of Misrepresented Credit Transfers on Student Debt

Predatory practices, such as misrepresenting credit transferability, exacerbate the student debt crisis. Students affected by these practices often:

1. Accumulating Useless Debt: Students often find themselves burdened with debt for credits that cannot be used at other institutions.
2. Educational Roadblocks: Blocked credit transfers hinder students from advancing their education or completing their degrees.
3. Limited Career Opportunities: The financial and academic barriers created by these misrepresentations restrict career growth and opportunities.

Overcoming Challenges in College Credit Transfer

Major Legal Settlements for Misrepresented Credit Transfers

These settlements highlight the financial and emotional toll on students and underscore the importance of Borrower Defense to Repayment as a remedy for those affected by misrepresented information about credit transfers. Notable examples include:

1. The Art Institutes (EDMC): EDMC, the parent company of Brown Mackie College, agreed to a multimillion-dollar settlement with multiple states and the Department of Justice over deceptive practices, including misrepresentations about credit transferability. (abc57 News).
2. Coleman University: Class Action Lawsuit in which students alleged that Coleman University misrepresented the transferability of its credits, leading to enrollment under false pretenses. The lawsuit claimed that students were unable to transfer their credits to other institutions, contrary to the university's representations. (Top Class Actions).

Coleman University Class Action Says Credits Can’t Transfer

3. Westwood College Settlements: Westwood College faced multiple legal challenges and reached settlements over allegations of deceptive practices, including the misrepresentation of credit transferability. (Wikipedia).

Westwood College Denver North Campus

Borrower Defense to Repayment: Your Path to Justice

Blocked Credit Transfers? Forgive Predatory Student Loans!

If you’ve fallen victim to Credit Transfer Misrepresentation, the Borrower Defense to Repayment program is your path to justice. Filing a Borrower Defense application can provide financial relief and hold institutions accountable. Here are key motivating factors:

1. Loan Forgiveness: Cancel loans tied to fraudulent programs.
2. Financial Freedom: Regain control over your finances.
3. Accountability: Ensure deceptive institutions are held responsible.
4. Future Opportunities: Free yourself to pursue further education or a new career path. 
5. Access to Additional Support: Engage with experts and resources to strengthen your case.

Act Right Now!

Don’t let misrepresentation about the transferability of credits ruin your future. Here’s how to get started:

• Check Eligibility: Visit defenseclaims.com/check-eligibility
• Get Help: Reach out to experts at defenseclaims.com/contact
• Learn More: Download our free eBook at defenseclaims.com/ebook-form

Conclusion

Misled About Credit Transfers? Borrower Defense Works!

Misrepresented credit transfers can leave students financially burdened and academically stranded. However, the Borrower Defense to Repayment program offers a path to relief for those impacted by predatory practices. 

Take your first step to seek justice and regain control over your educational and financial future.

Legal Touch Borrower Defense

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