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Why Attorney-Assisted Professional Help Is Essential for Borrower Defense to Repayment

If you’re burdened by student loans from a school that misled you, the Borrower Defense to Repayment program offers a path to relief. However, success isn’t guaranteed—it requires demonstrating both your personal experience of being misled and your school’s history of predatory practices.

You can technically file a Borrower Defense claim yourself by downloading the application from the Department of Education's official website and submitting it directly. This option is ideal if you have direct, compelling evidence of misconduct. However, based on the most recent Freedom of Information Act (FOIA) data as of April 2022:

• Total Borrower Defense Claims: Total Borrower Defense Claims: Surpassed 1 million as of mid-2022.
• Majority Pending: Most claims remain unprocessed due to significant backlogs and staffing shortages at the Department of Education.

Volunteer and Advocacy Group Limitations: Free resources exist but are overwhelmed and slow to respond.

For those without direct evidence - and this applies to most borrowers, success is far more difficult. That’s where we come in. Before taking on your case, we carefully evaluate both your school and your experience to ensure your claim is valid and supported by evidence. Only claims we approve are eligible for our money-back guarantee, and our service: if our claim service doesn’t get you a discharge, we refund 100% of our service fees.

Proving Both Your Experience and School Misconduct

To strengthen your claim, we focus on two critical factors:

1.1 Your Personal Experience

• Misrepresentations about job placement rates, accreditation, credit transferability, or costs must align with documented evidence.
• If you don’t have detailed records, we uncover systemic patterns of misconduct to support your case.

1.2 Your School’s Predatory History

• A strong claim often relies on the school’s record of documented misconduct, such as lawsuits, whistleblower accounts, or settlements.
• Not sure if your school qualifies? Call us, and we’ll verify for you.

Without approval of both your personal experience and your school’s history, claims often lack the strength needed for success.

How We Ensure Success

Our services go beyond completing your application. We:

• Approve Claims Before Submission: Only claims with solid personal experiences and predatory school histories are accepted, ensuring eligibility for our money-back guarantee.
• Uncover Evidence: Access archived tuition data, promotional materials, and course catalogs to strengthen your claim.
• Identify Patterns: Connect your experience to systemic misconduct proven by lawsuits, whistleblower reports, and allegations.
• Do an Apples-to-Apples Comparison of Your Charges: We analyze published tuition and fees during your attendance to uncover discrepancies, including overcharges.
• Test Credit Transferability: Determine if your credits will transfer to other institutions as promised.
• Cover All Allegations: Address every category of misconduct applicable to your claim, maximizing your chances of success.
• Stay With You: Our team remains available to respond to inquiries and assist with communications from the Department of Education.

Discharge Guarantee: Full refund of our service fees if we can’t secure your discharge.

The Results You Can Expect:

With our professional help, you can expect:

• Immediate Forbearance: Pause your loans during the review process.
• Refunds: Recover all principal payments made on your loans.
• Higher Success Rates: Borrowers who partner with us achieve significantly better outcomes. To date, 100% of our adjudicated claims have been discharged under the current eligibility rules.
• Professional Support: A dedicated team to guide you through the process and assist with Department of Education responses.
• Discharge Guarantee: Full refund of our service fees if we can’t secure your discharge.

Book A Free Consultation

While you can file your Borrower Defense application directly with the Department of Education , the complexities of proving your case and navigating systemic delays make professional help invaluable. Without direct evidence, claims require a deep understanding of systemic misconduct and legal precedents. With over 1 million pending claims and advocacy groups struggling to keep up, partnering with an attorney-assisted team ensures your claim stands out and is properly supported.

Contact us today at 888-261-2WIN or

Help@DefenseClaims.com for a free consultation.