Use the federal and state programs below to learn what to search for or investigate that my apply to your school loans for student loan forgiveness, repayment assistance, and grants. Detailed information for each program will be available soon.
Federal Programs
These programs are available nationwide and offer various forms of loan forgiveness, cancellation, or repayment assistance based on your profession, service, or circumstances.
- Closed School Discharge – Wipe out loans if your school closed while you were enrolled.
- Early Child Family Service or Speech Pathologist Loan Cancellation – Cancellation for speech pathologists and early intervention providers in qualifying roles. [Coming Soon]
- False Certification Discharge – Cancel loans due to school fraud, forged signatures, or ID theft.
- Head Start Pre-K or Child Care – Cancellation for staff in Head Start or child/family services. [Coming Soon]
- Law Enforcement Corrections Prosecutor Defense – Forgiveness for law enforcement, corrections, prosecution, or defense roles. [Coming Soon]
- Nurse Medical & Firefighter Discharge – Repayment or forgiveness for nurses and firefighters in qualifying roles. [Coming Soon]
- Perkins Loan Cancellation – Forgiveness for nurses, educators, and other public servants.
- Public Service Loan Forgiveness (PSLF) – Forgive your entire loan balance after 10 years of qualifying service.
- Qualifying Military Service – Forgiveness for military personnel through PSLF or Perkins cancellation. [Coming Soon]
- Teacher Loan Forgiveness – Get up to $17,500 canceled after 5 years in a low-income school.
- Teaching and Librarian Cancellation – Cancellation for teachers and librarians in qualifying schools. [Coming Soon]
- Total Permanent Disability Discharge (TPD) – Cancel loans permanently due to qualifying disability.
- Unpaid Refund Discharge – Forgiveness for loan funds never refunded by the school.
- Volunteer Service in the Peace Corps or AmeriCorps VISTA – Up to 70% cancellation of Perkins Loans or PSLF eligibility. [Coming Soon]
- Income-Driven Repayment (IDR) Forgiveness – Get balance forgiven after 20–25 years in IDR plans like SAVE, PAYE, REPAYE, IBR, or ICR.
- Military & Federal Forgiveness – Get help through National Guard or FERS repayment programs.
- Federal Loan Consolidation – Combine loans to qualify for PSLF or IDR forgiveness.
- TEACH Grant Reconsideration – Reverse loans improperly converted from grants.
Don’t leave money on the table. You could be eligible for partial or full loan forgiveness.
👉 Check Your Eligibility Now
State Programs
These programs are state-specific and provide loan repayment assistance or forgiveness for professionals in certain fields or underserved areas. Select your state to view available programs.
California
- CalHealthCares Loan Repayment Program – Supports dentists and physicians with up to $300,000 for service in California. [Coming Soon]
- California Bachelor of Science Nursing Loan Repayment Program (BSNLRP) – Offers up to $10,000/year for RNs with a BSN. [Coming Soon]
- Allied Healthcare Loan Repayment Program (AHLRP) – Provides up to $16,000 for allied healthcare professionals. [Coming Soon]
- California State Loan Repayment Program (SLRP) – Offers up to $50,000 for healthcare providers in shortage areas. [Coming Soon]
- Licensed Vocational Nurse Loan Repayment Program (LVNLRP) – Provides up to $6,000/year for LVNs. [Coming Soon]
- Steven M. Thompson Physician Corps Loan Repayment Program (STLRP) – Offers up to $105,000 for physicians in underserved areas. [Coming Soon]
- Licensed Mental Health (LMH) Services Provider Education Program – Provides up to $30,000/year for mental health professionals. [Coming Soon]
- County Medical Services Program Loan Repayment Program (CMSP LRP) – Offers up to $50,000 for healthcare professionals in designated areas. [Coming Soon]
- Advanced Practice Healthcare Loan Repayment Program (APHLRP) – Provides up to $25,000 for advanced practice healthcare providers. [Coming Soon]
- Assumption Program of Loans for Education (APLE) Grant – Offers up to $19,000 for teachers in designated schools. [Coming Soon]
- California Firefighter Grant Program – Provides grants for firefighter training and education (not for loan repayment). [Coming Soon]
Don’t leave money on the table. You could be eligible for partial or full loan forgiveness.
👉 Check Your Eligibility Now
Texas
- Teach for Texas Loan Repayment Assistance Program – Offers up to $20,000 for teachers in shortage fields. [Coming Soon]
- Math and Science Scholars Loan Repayment Program – Provides up to $10,000/year for math and science teachers at Title 1 schools. [Coming Soon]
- Nursing Faculty Loan Repayment Assistance Program – Offers up to $7,000 for nursing faculty. [Coming Soon]
- Border County Doctoral Faculty Education Loan Repayment Program – Provides up to $50,000 for doctoral faculty in border counties. [Coming Soon]
- Dental Education Loan Repayment Program – Offers up to $10,000/year for dentists in underserved areas. [Coming Soon]
- Loan Repayment Program for Mental Health Professionals – Provides up to $160,000 for mental health professionals. [Coming Soon]
- Physician Education Loan Repayment Program – Offers up to $180,000 for primary care physicians in shortage areas. [Coming Soon]
- St. David’s Foundation Public Health Corps Loan Repayment Program – Provides up to $30,000/year for primary care and behavioral health providers. [Coming Soon]
- Texas Access to Justice Student Loan Repayment Assistance Program – Offers assistance for lawyers working with low-income clients. [Coming Soon]
Don’t leave money on the table. You could be eligible for partial or full loan forgiveness.
👉 Check Your Eligibility Now
New York
- District Attorney and Indigent Legal Services Attorney Loan Forgiveness Program (DALF) – Provides loan forgiveness for attorneys in these roles. [Coming Soon]
- Licensed Social Worker Loan Forgiveness (LSWLF) Program – Offers forgiveness for social workers in critical human service areas. [Coming Soon]
- Young Farmers Loan Forgiveness Incentive Program – Provides forgiveness for farmers operating in New York. [Coming Soon]
- Get on Your Feet Loan Forgiveness Program – Offers up to 24 months of payments for participants in federal IDR plans. [Coming Soon]
- Nursing Faculty Loan Forgiveness (NFLF) Incentive Program – Provides forgiveness for nursing faculty. [Coming Soon]
- Child Welfare Worker Loan Forgiveness Incentive Program – Offers forgiveness for child welfare workers. [Coming Soon]
- Teacher Loan Forgiveness Program – Provides forgiveness for teachers in hard-to-staff districts.
- Nursing Student Loan Forgiveness Program – Offers forgiveness for nursing students. [Coming Soon]
- Loan Repayment Assistance Programs for Lawyers – Provides assistance for lawyers in public service roles. [Coming Soon]
Don’t leave money on the table. You could be eligible for partial or full loan forgiveness.
👉 Check Your Eligibility Now
Florida
- Nursing Student Loan Forgiveness Program – Offers up to $4,000/year for nurses in shortage areas. [Coming Soon]
- Loan Repayment Assistance Programs for Lawyers – Provides up to $5,000/year for lawyers at legal aid organizations. [Coming Soon]
Don’t leave money on the table. You could be eligible for partial or full loan forgiveness.
👉 Check Your Eligibility Now
Additional Notes
- All programs listed are tagged as "Coming Soon" to indicate that detailed eligibility criteria, application processes, and other specifics will be provided in the future.
- The California Firefighter Grant Program is included but noted as "not for loan repayment," as it provides grants for training and education rather than direct loan assistance.
