If you attended Capella University and feel you were misled, overcharged, or pushed into an unreasonably long program, you're not alone—and you may qualify for federal loan forgiveness through the Borrower Defense to Repayment program.
Capella University, a for-profit online school owned by Strategic Education, Inc., has faced several allegations and lawsuits that directly relate to misconduct recognized under Borrower Defense standards. Below are the major red flags:
A major class-action lawsuit accused Capella University of misleading doctoral students about how long it would take to complete their degrees. Students were allegedly promised completion in three years—but faced years of additional coursework and costly dissertation extensions, which dramatically increased their student debt burdens.
Capella has been criticized for:
These practices raise serious concerns about educational quality and support services, especially for graduate level students navigating complex programs without proper academic guidance.
The U.S. Department of Education has already granted Borrower Defense discharges to some former Capella University students. These borrowers proved that Capella misrepresented:
This means you may be eligible for full federal loan forgiveness, too—especially if your experience matches these patterns.
You may be eligible if you experienced any of the following:
📘 Want to apply yourself? Use our step-by-step DIY Borrower Defense Guide.
Capella University was named in the Sweet v. Cardona class action settlement, where the U.S. Department of Education agreed to cancel $6 billion in loans for borrowers who attended over 150 schools with proven misconduct. While inclusion doesn't guarantee forgiveness, it signals significant legal and regulatory concern.
If you attended any of the schools listed here, you may be eligible for Borrower Defense. Link your experience to one of these deep dive articles:
and many more …
If you believe you were misled or overcharged by Capella University:
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