If you attended American Commercial College (ACC), you may be eligible for full federal Borrower Defense to Repayment (BDR) relief. ACC settled a major False Claims Act lawsuit for allegedly manipulating financial aid compliance, representing core misconduct recognized under Borrower Defense. ACC was also included in the $6 billion Sweet v Cardona settlement.
Between 2010–2013, whistleblowers Shawn Clark and Juan Delgado filed suit under the False Claims Act. They alleged:
In May 2013, ACC agreed to pay at least $1 million over five years—with contingency up to $2.5 million—for settlements in two FCA cases. Federal intervention came in Feb 2012.
These admissions and legal findings significantly support BDR claims, as federal rules recognize false statements, deceptive loan arrangements, and misrepresentation as valid grounds for discharge.
Eligibility window
If you attended ACC during or before 2013, your case aligns squarely with the misconduct period.
Misleading financial practices
The false loan schemes likely misled students about ACC’s credibility and the value of its programs—another recognized BDR trigger.
Document your experience
Gather any materials from your ACC enrollment—recruitment literature, payment schedules, communications referencing private loans, or job placement guarantees.
Prefer to manage it yourself? Follow our easy Borrower Defense DIY Guide for step-by-step help, including how to reference ACC’s legal record.
Need support? Our team at DefenseClaims.com specializes in BDR filings citing for-profit college misconduct.
We’ve covered similar cases for multiple schools. If you attended any of the schools listed here, you may be eligible for Borrower Defense. Link your experience to one of these deep dive articles:
Check out more at our Latest News for inspiration and success stories.
ACC’s admissions of deceiving the federal government provide clear grounds for a compelling Borrower Defense case. Whether you go DIY or opt for full-service support, the time to act—and reclaim fair relief—is now.
Check your eligibility for FREE or speak with a specialist NOW for support submitting your claim.
Download the latest Student Aid Data File. See how it can help you check eligibility for forgiveness or spot red flags. Act before garnishment hits....
Read More...Attended Dowling College? You may qualify for full loan discharge due to misrepresentation. Act fast – relief is still available...
Read More...Were you misled by Decker College? Learn how lawsuits and fraud led to its closure—and how you may qualify for loan forgiveness today...
Read More...Former Five Towns College students may qualify for Borrower Defense loan forgiveness. Learn about lawsuits, eligibility, and how to apply today...
Read More...Daymar College faced lawsuits and a $12.4M settlement for deceptive practices. See if you qualify for student loan forgiveness today...
Read More...Attended DigiPen? You may qualify for full loan discharge. Allegations of job placement fraud fuel Borrower Defense claims. Act now...
Read More...Colorado Technical University faced lawsuits & FTC settlements. If you were misled, you may qualify for loan forgiveness under Borrower Defense. Act now....
Read More...Learn how Chicago School of Professional Psychology students can apply for Borrower Defense to Repayment after lawsuits and settlements. Get loan forgiveness today....
Read More...Facing loans from Charleston School of Law? Learn how lawsuits, ABA actions, and misrepresentation may help you qualify for Borrower Defense forgiveness...
Read More...Learn why former Cazenovia College students qualify for Borrower Defense claims—financial defaults, closures, and past litigation make for strong grounds...
Read More...Were you misled by Bryant & Stratton College? Learn how to apply for Borrower Defense and wipe out your student debt. Act now...
Read More...Broadview University students may qualify for Borrower Defense due to fraud, misrepresentation, or misconduct. See if you’re eligible today...
Read More...