If you attended American Commercial College (ACC), you may be eligible for full federal Borrower Defense to Repayment (BDR) relief. ACC settled a major False Claims Act lawsuit for allegedly manipulating financial aid compliance, representing core misconduct recognized under Borrower Defense. ACC was also included in the $6 billion Sweet v Cardona settlement.
Between 2010–2013, whistleblowers Shawn Clark and Juan Delgado filed suit under the False Claims Act. They alleged:
In May 2013, ACC agreed to pay at least $1 million over five years—with contingency up to $2.5 million—for settlements in two FCA cases. Federal intervention came in Feb 2012.
These admissions and legal findings significantly support BDR claims, as federal rules recognize false statements, deceptive loan arrangements, and misrepresentation as valid grounds for discharge.
Eligibility window
If you attended ACC during or before 2013, your case aligns squarely with the misconduct period.
Misleading financial practices
The false loan schemes likely misled students about ACC’s credibility and the value of its programs—another recognized BDR trigger.
Document your experience
Gather any materials from your ACC enrollment—recruitment literature, payment schedules, communications referencing private loans, or job placement guarantees.
Prefer to manage it yourself? Follow our easy Borrower Defense DIY Guide for step-by-step help, including how to reference ACC’s legal record.
Need support? Our team at DefenseClaims.com specializes in BDR filings citing for-profit college misconduct.
We’ve covered similar cases for multiple schools. If you attended any of the schools listed here, you may be eligible for Borrower Defense. Link your experience to one of these deep dive articles:
Check out more at our Latest News for inspiration and success stories.
ACC’s admissions of deceiving the federal government provide clear grounds for a compelling Borrower Defense case. Whether you go DIY or opt for full-service support, the time to act—and reclaim fair relief—is now.
Check your eligibility for FREE or speak with a specialist NOW for support submitting your claim.
Broadview University students may qualify for Borrower Defense due to fraud, misrepresentation, or misconduct. See if you’re eligible today...
Read More...Bay State College misled students about job placement & career outcomes. File your Borrower Defense claim now before collections restart...
Read More...Baker College under investigation for deceptive practices. Learn how to apply for Borrower Defense and erase your student loans...
Read More...Atlantic Union College lost accreditation, closed amid financial and legal turmoil—see how this supports your Borrower Defense claim. Take action now...
Read More...Learn how legal actions against Colorado Technical University could help you qualify for full federal student loan forgiveness through Borrower Defense....
Read More...Attended CollegeAmerica? You may qualify for student loan forgiveness through Borrower Defense. Learn about lawsuits, fraud findings, and how to apply...
Read More...Learn how former Antonelli College students may qualify for borrower defense to repayment due to lawsuits and misrepresentation. Start your loan forgiveness process now....
Read More...Learn how lawsuits and regulatory actions against the American Public University System (APUS) may help you qualify for federal student loan forgiveness through Borrower Defense to Repayment....
Read More...Attended Allied American University? Learn how to apply for Borrower Defense to Repayment. Explore AAU’s closure, misconduct, and your loan relief options....
Read More...Attended Minnesota School of Business or Globe University? Learn how to qualify for Borrower Defense loan forgiveness. Legal cases, misrepresentation, and lending violations explained....
Read More...Former student of Western International University? You may qualify for full student loan forgiveness under Borrower Defense or Closed School Discharge. Learn how to apply now....
Read More...Former Capella University student? You may qualify for student loan forgiveness through Borrower Defense. Learn about lawsuits, misrepresentation, and how to apply....
Read More...