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Berkeley College Borrower Defense: Were You Misled?

If you attended Berkeley College, you may be eligible to cancel your federal student loans through the Borrower Defense to Repayment (BDR) program. This relief is specifically for students who were misled, defrauded, or harmed by their school’s illegal or deceptive practices—and Berkeley College has a long record of lawsuits, investigations, and allegations that directly support BDR claims.


Major Lawsuit: State of New York v. Berkeley College

In 2022, the New York State Attorney General filed a sweeping lawsuit against Berkeley College (Index No. 452329/2018, Supreme Court of NY), alleging widespread fraud and illegal practices. The case exposed:

  • False promises of employment: Berkeley allegedly misled students by inflating job placement rates and claiming strong employer connections.
  • Predatory recruitment tactics: Admissions staff targeted low-income and minority students, pressuring them to enroll without providing accurate information.
  • Misrepresentation of transfer credits: Students were led to believe that their Berkeley credits could transfer easily—many later discovered they could not.
  • Deceptive financial aid practices: The school was accused of manipulating financial aid documents and pushing students into unaffordable debt without proper disclosures.
  • Illegal debt collection: Berkeley attempted to collect illegal fees and withheld transcripts from students who disputed charges.

This lawsuit, combined with years of complaints and internal records, provides powerful evidence for Borrower Defense claims.


Key Allegations That Support Borrower Defense

The Borrower Defense to Repayment program allows loan forgiveness if your school:

  • Substantially misrepresented the quality of its education or job placement services
  • Made false promises about cost, transfer credits, or accreditation
  • Withheld important information, such as licensure requirements or certification eligibility
  • Engaged in unfair financial aid or debt collection practices

In Berkeley College’s case, the following misconduct was reported or litigated:

  • Inflated job placement rates to entice enrollments
  • Misled students about transferability of credits
  • Provided false timelines for graduation
  • Misrepresented the actual cost of attendance
  • Enrolled students who didn’t meet minimum admissions criteria
  • Pressured students to sign incomplete financial aid documents

Who May Qualify for Loan Forgiveness?

You may qualify for full federal loan discharge if:

  • You were misled about job placement, salaries, or internships
  • Your credits didn’t transfer as promised
  • You were pushed into taking unaffordable loans based on false cost estimates
  • You were told your program would lead to a license or certification, but it didn’t
  • Berkeley withheld your transcripts or used debt collection threats to silence complaints

Even if you graduated, you could still qualify if the school’s conduct caused long-term harm, such as missed job opportunities, unpaid certification fees, or useless credits.


Need Help Filing? We’ve Got You Covered

✅ Do-It-Yourself Guide

Want to file on your own? Follow our free step-by-step Borrower Defense DIY Guide that walks you through every part of the application with examples, tips, and links to find supporting evidence.

✅ We Can Help

If you're overwhelmed or need support writing your BDR application, our expert team can handle the process for you. From organizing evidence to submitting your application, we're here to fight for your discharge.


See Similar Schools That Got Sued

Berkeley College isn’t alone. Dozens of other for-profit schools were sued or investigated for similar misconduct. Read about them in our Latest News, including:

You can also browse the full list of schools to see if yours is on it.


Don’t Wait. Take Back Your Future

Thousands of students have already submitted their Borrower Defense applications and had their loans forgiven. If you went to Berkeley College and feel you were misled, you are not alone—and you may be entitled to a fresh financial start.

Let us Help You Get the Justice and Relief You Deserve!

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