If you attended the American Public University System (APUS)—including American Military University (AMU) or American Public University (APU)—you may be eligible for student loan forgiveness under the Borrower Defense to Repayment program.
Why? Because APUS has been the subject of multiple lawsuits, government investigations, and student protection settlements—all of which may support your application.
APUS reached a settlement with the Massachusetts Attorney General for violating state rules that require schools to disclose graduation rates, program costs, and loan repayment outcomes. The investigation also revealed high-pressure tactics, especially toward military service members and veterans—groups frequently targeted by for-profit colleges.
In this still-active case, a former APUS faculty member alleged internal unfair practices and violations of employment law. While this is not directly about students, it raises questions about institutional integrity and how APUS manages its academic environment.
A lawsuit filed by former employee Elizabeth Dugan accused APUS of labor code violations in California. Though employment-related, the case highlighted systemic internal mismanagement, which can impact educational services and ethical conduct toward students.
APUS professor Karen Paullet filed a federal lawsuit alleging discrimination and retaliation by university leadership. Such complaints may point to deeper institutional issues that also affect student outcomes and trust.
The U.S. Department of Education’s College Scorecard shows that APUS has high student loan default rates, especially among those who did not graduate. This indicates that students may be struggling to find jobs or earn enough income—a red flag for potential misrepresentation of program value.
If you experienced:
You can use our free, step-by-step Borrower Defense DIY Guide to file your claim directly with the U.S. Department of Education.
OR
If you're overwhelmed or want professional help preparing a strong application, Contact Us. We've helped thousands of students like you seek loan forgiveness based on school misconduct.
If you attended any of the schools listed here, you may be eligible for Borrower Defense. Link your experience to one of these deep dive articles:
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If you believe American Public University System misled you about costs, job prospects, or program quality, you have rights under federal law. Thousands of former students have already started the process—and you can too.
Whether you file on your own or with our help, don’t wait. The longer you delay, the more interest adds up.
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