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Lincoln Tech Lawsuits & Loan Forgiveness:
How to Apply for Borrower Defense

If you attended Lincoln College of Technology (Lincoln Tech), there’s a real chance you were misled—and if so, you could be entitled to full federal student loan forgiveness through the Borrower Defense to Repayment program.

Here’s what you need to know.

Why Lincoln Tech Is Under Legal Fire

Lincoln Tech, operated by Lincoln Educational Services Corporation, has faced multiple lawsuits and government investigations over the past decade:

  • Job Placement Lies: The Department of Education found that Lincoln Tech substantially misrepresented job placement rates for its criminal justice programs at its Lowell and Somerville campuses (2010–2013). This resulted in automatic discharges for some borrowers.
  • Sweet v. Cardona Lawsuit: Lincoln Tech was named in the $6 billion class action settlement. The suit alleged that Lincoln misled students about program quality and job outcomes. 
  • Massachusetts Attorney General Settlement: Lincoln paid $2.3 million to settle claims that it inflated job placement statistics and used aggressive, deceptive recruitment tactics. These tactics may make thousands eligible for discharge.

Even if you didn’t attend those specific campuses, you can still qualify if you experienced similar misrepresentations.

Are You Eligible for Borrower Defense?

You may qualify if you:

You don’t have to prove fraud in court. You only need to show that the school substantially misled you and that it influenced your decision to enroll or stay enrolled.

What Forgiveness Could You Get?

If approved, you may receive:

  • 100% discharge of your federal student loans
  • Refunds of past payments made on those loans
  • Credit repair for any damage due to the loans

How to Apply

You have two options:

Get Professional Help (Recommended)

Our experts will handle the entire process for you—including writing your application, gathering documents, and handling appeals.

Check your eligibility now

Do It Yourself

Want to try it alone? Use our free walkthrough:

Borrower Defense DIY Guide


Real Borrowers. Real Forgiveness

We’ve helped thousands apply for forgiveness through Borrower Defense, including students from:

  1. American Intercontinental University Under Fire
  2. Sanford-Brown’s Legal Turmoil
  3. Lincoln Educational Services Legal Battles
  4. University of Phoenix  and Corinthian Colleges  Lawsuits
  5. ITT Technical Institute’s Legal Turmoil
  6. DeVry Scandals
  7. The Legal Legacy of Westwood College

See all covered schools →


Next Steps: Don’t Miss Out

The Sweet v. Cardona settlement already canceled loans for thousands of students from schools like Lincoln Tech. But many more borrowers haven’t yet applied.

If you wait, you may miss out on:

  • Quicker loan relief
  • Refunds of payments already made
  • Protection from collections and garnishment

Start your loan relief request today and find out if Lincoln Tech defrauded you.

Diverse group of former Lincoln Tech students holding a Borrower Defense sign, symbolizing student loan forgiveness eligibility and legal relief

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