
If you borrowed federal student loans to attend Five Towns College in Dix Hills, New York, you may be eligible for Borrower Defense to Repayment (BDR).
The U.S. Department of Education has canceled over $17 billion in federal student debt for defrauded borrowers in recent years. Many of these cases involved schools accused of misleading students about job placement, program quality, or accreditation.
While Five Towns College is not currently on the Sweet v. Cardona settlement list, there are still concerning legal and reputational issues that could support a Borrower Defense claim.
Research shows that Five Towns College has faced multiple lawsuits over the years, particularly regarding employment disputes. While most of these lawsuits focused on faculty claims of retaliatory discharge and age discrimination, such cases raise broader concerns about institutional integrity and governance.
Students may also argue that misleading statements about job outcomes, transferability of credits, or program quality contributed to their financial harm. Even if lawsuits weren’t student driven, the Department of Education allows claims when a school engaged in misrepresentation or misconduct that influenced borrowers’ decision to enroll.
Borrower Defense to Repayment (BDR) is a federal protection that allows you to request full loan cancellation if your school engaged in:
If approved, you could:
You have two options:
The Department of Education allows you to submit your own Borrower Defense claim. Follow our step-by-step DIY Borrower Defense Guide.
Legal Touch Borrower Defense specializes in high-ROI Borrower Defense applications, ensuring your claim is properly documented and positioned for success.
Borrower Defense isn’t unique to Five Towns College. Thousands of students from other institutions have already had loans forgiven. See our recent updates here:
Even if your Borrower Defense claim is denied, you may still qualify for other federal relief programs:
👉 Learn more about other federal loan forgiveness programs
If you attended Five Towns College, now is the time to act. With federal collections and wage garnishment resuming in 2025, waiting could mean years of unnecessary payments.
📌 You don’t need to keep paying for an education that didn’t deliver.
👉 Start your loan relief request today

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