Florida Coastal School of Law Borrower Defense: What Former Students Should Know

If you attended Florida Coastal School of Law (FCSL) and were left with overwhelming student loan debt, you are not alone.

Over the years, Florida Coastal School of Law became the subject of accreditation problems, government scrutiny, litigation, and allegations concerning employment outcomes, admissions practices, and institutional management. These issues became so significant that the school's parent company, InfiLaw, ultimately saw all three of its law schools close.

Perhaps most importantly for federal student loan borrowers, Florida Coastal School of Law was included on Exhibit C of the Sweet v. Cardona settlement, placing it among schools that had already been the subject of substantial government scrutiny when the settlement was negotiated.

If you attended Florida Coastal School of Law and borrowed federal student loans, this history may be relevant when preparing a Borrower Defense to Repayment application.

Why Florida Coastal School of Law Has Drawn Attention

Former students and regulators have pointed to several issues over the years, including:

• Questions surrounding employment outcome reporting.
• Concerns regarding admissions standards.
• ABA findings that the school failed to comply with multiple accreditation standards.
• Financial instability within the InfiLaw system.
• Eventual closure after years of regulatory pressure.

The American Bar Association repeatedly found Florida Coastal School of Law out of compliance with several accreditation standards before the school's closure. Court records involving the 
U.S. Department of Education also describe concerns regarding financial responsibility, fiduciary obligations, and disclosures made during the school's recertification process.

Florida Coastal School of Law, InfiLaw, and Government Actions

Florida Coastal School of Law was owned by InfiLaw Holding, LLC, a for-profit law school operator.

InfiLaw's schools experienced years of regulatory scrutiny that included:

• ABA sanctions and compliance findings.
• Financial responsibility issues with the U.S. Department of Education.
• Increased federal oversight.
• Closure of Charlotte School of Law and Arizona Summit Law School.
• Florida Coastal School of Law ceasing operations in 2021.

Federal court filings also discuss concerns regarding Title IV eligibility, institutional financial responsibility, and the Department of Education's decision to deny continued participation in federal student aid programs.

Sweet v. Cardona: Why Exhibit C Matters

Florida Coastal School of Law appears on Exhibit C of the landmark Sweet v. Cardona settlement as an InfiLaw school.

Being listed on Exhibit C does not automatically prove misconduct, but it does reflect that the school was among institutions identified during the settlement because of significant government investigations, enforcement actions, or similar concerns.

Could You Qualify for Borrower Defense?

Every application is different, but many former students consider whether they experienced issues involving:

• Misleading employment or salary expectations.
• Admissions representations.
• Accreditation or program quality concerns.
• Bar passage expectations.
• Financial aid or borrowing representations.
• Other misleading statements made before or during enrollment.

Supporting your application with documentation and evidence can significantly strengthen your claim.

Want to File Your Own Borrower Defense?

If you'd like to prepare your own application, our free step-by-step guide explains every section in plain English:

👉 Borrower Defense DIY Guide
https://defenseclaims.com/borrower-defense-diy-guide

Research Similar Schools

Many schools have faced similar allegations over the years. Browse our growing library of school-specific research here:

👉 https://defenseclaims.com/usable-misconduct

Or search our complete school directory:

👉 https://defenseclaims.com/all-universities

Need Help Preparing Your Application?

Preparing a strong Borrower Defense application often requires organizing evidence, identifying relevant misconduct, and explaining how the school's representations affected your decision to enroll.

DefenseClaims has helped thousands of borrowers prepare detailed Borrower Defense applications supported by publicly available evidence and school-specific research.

Ready to Get Started?

✅ Find out whether your school history may support a Borrower Defense claim.

https://defenseclaims.com/check-eligibility

✅ Let our team help organize your evidence and prepare a professionally structured application.

https://defenseclaims.com/our-process

Visit DefenseClaims.com today and start your free eligibility review.

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